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All 4 vehicles and big purchases calculators
Auto Loan Payment Calculator
Works out the monthly payment on a car loan built from the whole deal: the sales tax charged under your state's own rules for a trade-in and a rebate, dealer and government fees, a trade-in with any debt still owed on it, and a manufacturer's rebate set against a promotional rate. Use it to see what the loan really costs, how many months you would owe more than the car is worth, and what the 2025 car-loan interest deduction is worth at your own tax rate and income.
Vehicles And Big PurchasesBuy Now vs Save and Pay Cash Calculator
Compares financing a purchase now with setting the same monthly budget aside and paying cash later, once the savings meet the price of that month, which rises or falls at the yearly rate you choose. Use it to see how long saving takes, what each path costs, and which one leaves you with more once both own the item.
Vehicles And Big PurchasesCar Lease vs Buy Calculator
Prices leasing a car and buying the same car over the years you would keep it: the lease by the Federal Reserve's formula, with your state's own lease-tax method, repeated for as many leases as the years cover; the purchase with a loan and a sale at a value tied to the lessor's own residual and moved for your mileage. It says which costs less over your years and by how much, and shows year by year, up to fifteen years, which choice would have cost less, with the first year buying costs no more than leasing. Use it to compare a lease offer with a loan on the same car rather than one monthly payment with another.
Vehicles And Big PurchasesTotal Cost of Car Ownership Calculator
Works out what a car costs to own over the years you keep it, in the six categories AAA counts (depreciation, loan interest, fuel or electricity, insurance, upkeep, and taxes and fees), year by year, with depreciation moved by your mileage the way AAA moves its own average, and sets the result beside AAA's published average for the class at your miles. Use it to see the cost a year, a month and a mile of a particular car, price and way of driving, and which categories make it.